Credit Reports are History
Credit reports describe the past.
Not what is likely to happen next.
Scorecards are static frameworks.
They lag as market conditions change.
Credit scores are generic signals.
They don't tell you how to increase profits.
Switch to Forward-Looking Decisioning
Veruta maximizes profits by transforming the credit process into a data-driven predictive decision engine.
Case Studies
Veruta controls risk but drives sales and profits by maximizing your credit.
CPG Distributor
Ave Purchases up 57%
For a large segment of smaller customers, growth came from rewarding good payment behavior with strong credit support, driving sales higher, with ave purchase volumes up by 57% within 18 months.
Beverages Producer
$20M additional sales
Cash customers and short terms customers were provided generous credit increases, but customer volumes were so high it could not be done with the available tech. The increase in sales (with no increase in bad debt %) was $20M
Foodservices
+85,000
The credit team shifted from reactive firefighting to proactive tactical management without hiring additional personnel. Now every account was reviewed every month.
Our Approach
Made for You
Every client gets their own world-class set of predictive models and decisioning engine, tuned and tested for their specific needs, specifications and strategies.
DEFENSIBILITY
Our predictive models and decision engine are tested thoroughly for performance and validated with real-world data. All results and metrics are shared with customers for maximum trust in the decisions.
Profitability
We deliver high-accuracy decisions that minimize credit costs while leveraging credit for sales growth. We measure profit performance and support credit teams to identify profit generating opportunities.
Profitability Impact Calculator
Veruta's decisioning drives profitability growth by leveraging credit for sales growth while keeping tight control over credit costs.
Use the profitability calculator to estimate the additional PROFIT we can generate for your business.
Solutions for Distributors
Realtime reviews
Using multiple fast-moving data sources, maintain a real-time view of the risk and credit limit recommendations across thousands of accounts.
Profit-Focused Policy
Aggressively grow profitable customers, restrain unprofitable customers. Make thousands of decisions monthly with a consistent policy that maximizes profit.
Strategic Portfolio Growth
Leverage your credit policy to support your strategic initiatives, targeting customer segments, regions or types for additional support (or restriction)
Latest Insights
Exploring the intersection of data science and trade credit for fast-moving distributors.
Connect with Veruta
Global Inquiries
Increase the profitability of your credit driven sales. Use the contact form and we will get back to you asap.
Headquarters
2717 Commercial Center Boulevard
Katy, TX, 77494, USA